Privacy Policy

PCR Wealth Private Limited ("PCR Wealth", "we", "us", or "our") is committed to protecting the privacy of visitors to our website and our clients. This Privacy Policy explains what information we collect, how we use it, and the choices you have regarding your information.

1. Information We Collect

We may collect the following categories of information:

• Information you provide directly — such as your name, phone number, email address, and message content when you submit an enquiry form, subscribe to our newsletter, or contact us via WhatsApp or phone.
• Financial and KYC information — if you engage us as a client, we may collect PAN, address, bank details, and other information required for AMFI/SEBI-compliant mutual fund and insurance distribution, KYC verification, and regulatory reporting.
• Automatically collected information — such as IP address, browser type, device information, pages visited, and time spent on our website, typically collected through cookies and similar technologies.

2. How We Use Your Information

We use the information we collect to:

• Respond to your enquiries and provide the financial distribution and support services you request
• Process transactions and maintain records as required under AMFI, SEBI, IRDAI, and other applicable regulations
• Send you newsletters, market updates, or WhatsApp broadcast messages, where you have opted in
• Improve our website and services
• Comply with legal and regulatory obligations

3. Sharing of Information

We do not sell your personal information. We may share your information with:

• Asset management companies (AMCs), insurance companies, and other tied-up partners, solely for the purpose of processing your transactions and servicing your account
• Regulatory bodies and government authorities, where required by law
• Service providers who help us operate our website and business (such as hosting and email delivery providers), under confidentiality obligations

4. Cookies

Our website may use cookies and similar technologies to remember your preferences and understand how visitors use our site. You can control or disable cookies through your browser settings; doing so may affect some website functionality.

5. Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorised access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

6. Data Retention

We retain personal and financial information for as long as necessary to provide our services and to comply with applicable legal, regulatory, tax, and accounting requirements.

7. Your Rights

You may contact us to request access to, correction of, or deletion of your personal information, subject to our legal and regulatory record-keeping obligations. You may also opt out of marketing communications (newsletter, WhatsApp updates) at any time.

8. Children's Privacy

Our website and services are intended for adults. We do not knowingly collect personal information from individuals under the age of 18.

9. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page reflects the most recent revision. Continued use of our website after changes are posted constitutes acceptance of the revised policy.

10. Contact Us

If you have questions about this Privacy Policy or how we handle your information, please contact us at hello@pcrwealth.com or through our Contact page.

This page provides a general summary of our privacy practices and does not constitute legal advice. For specific concerns about your personal data, please contact us directly.